A new year, a new class.....
All is safely gathered in......
All Hallows Eve......
Remember, remember the fifth of November ......
Lest we forget.......
AND NOW...
This will be my first Christmas on a Debt Management Plan so I don't have credit cards, loans or overdrafts to fall back on. My Christmas will have to be produced solely on whatever is in the bank from my salary and child maintenance. Scary, eh?
I count myself very fortunate in that I only ever see the positives in life (I am sure I drive my friends mad with my eternal optimism!) I am very much a glass half full person. Christmas will simply be one in a long line of challenges since my divorce that will have to be faced head on - and I love challenges! They are exciting, they push you out of your comfort zone, they make you resourceful, they test your inventiveness, they make you think about what is really important..... and when you succeed in your challenge, the sense of pride is overwhelming. You can say to yourself 'I did that'!
And it spurs you on to the next challenge............
What challenges have you had to overcome, Dear Reader?
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